Most car accident claims are settled outside of court, but litigation becomes necessary when disputes arise over liability, damages, or insurance coverage. Insurance companies often refuse to pay fair compensation, delay processing claims, or undervalue losses. When this happens, taking legal action may be the only way to recover what you are entitled to. Gordon Law Group represents clients in Heber City facing these challenges.
If your claim is heading to court, it is likely due to an insurance company refusing to accept liability, offering an unfair settlement, or denying your claim outright. A lawsuit allows accident victims to seek damages through legal proceedings when negotiations fail.
Fault Disputes That Delay Settlements
One of the most common reasons a car accident claim goes to trial is a disagreement over fault. Utah follows a modified comparative negligence rule, meaning an injured party’s compensation may be reduced if they are partially responsible for the accident. If an insurer claims that you are more than 50% at fault, they may deny your claim entirely.
Insurance companies often challenge liability to minimize payouts. This is where strong legal representation becomes essential. Evidence such as police reports, medical records, and accident reconstructions can help establish the facts. Auto injury lawyers in Heber work to ensure that all relevant evidence is properly presented. For details on how legal representation can strengthen a case, visit our practice areas.
Bad-Faith Insurance Practices
Some claims proceed to court because insurance companies act in bad faith. Instead of fairly evaluating a claim, an insurer may intentionally delay or deny payment, making it difficult for the victim to recover losses.
Insurance providers may:
- Ignore or delay processing legitimate claims.
- Make low settlement offers that do not cover medical expenses.
- Wrongfully deny a valid claim without providing a proper reason.
When insurance companies refuse to negotiate fairly, legal action may be necessary. A Heber Utah attorney can take the case to court to ensure that you receive the compensation you deserve. To learn more about our legal team, visit our attorneys page.
Serious Injuries and High Medical Costs
Severe injuries often result in high medical expenses and long-term rehabilitation. When an accident leads to permanent disabilities, chronic pain, or ongoing medical treatments, insurance companies may resist paying full compensation. They may argue that certain treatments are unnecessary or attempt to downplay the severity of the injuries.
Victims facing long recovery periods often need financial support for medical care, lost wages, and pain and suffering. Car accident lawyers in Heber work with medical professionals to document these losses and ensure that clients receive full financial recovery.
Unfair Settlement Offers and Legal Recourse
Many claims go to court because insurance companies offer settlements that fail to cover the total cost of damages. If an insurer refuses to provide a fair settlement, taking the case to trial allows a judge or jury to evaluate the evidence and determine an appropriate compensation amount.
When settlement negotiations fail, presenting a strong case in court becomes necessary. A Heber Valley lawyer can argue for full damages, ensuring that all economic and non-economic losses are considered.
Legal Deadlines in Utah
Utah law imposes a four-year statute of limitations on personal injury claims (Utah Code § 78B-2-307), meaning a lawsuit must be filed within this time frame. However, cases involving government vehicles have much shorter deadlines. If a claim is not filed in time, the right to seek compensation may be lost.
A Utah accident lawyer ensures that all legal deadlines are met and that paperwork is filed correctly to avoid unnecessary delays. Taking legal action as soon as possible prevents procedural errors that could jeopardize a case.
The Legal Representation You Need
If your car accident claim is heading to court, strong legal advocacy is essential. Gordon Law Group has experience handling complex personal injury claims and fighting back against insurance companies that refuse to negotiate fairly. Our firm is committed to securing the compensation clients deserve. If you need legal support, contact us today to schedule a consultation.